You show me yours and I'll show you mine

[RaccoonBatteryStaple]

After we undress she was trying to avoid being naked. She was only showing her ass but with panties.

Why is it overwhelmingly always the girls who try to back out of these deals

I can't speak to that, the few times I had the opportunity all but one time I was the one who backed out.

Looking back I'm kind of surprised I wasn't shamed into complying -- or pantsed on the spot.